PRESCREEN & OPT OUT NOTICE:
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable collateral. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free, 1-888-567-8688 or visit the website at www. optoutprescreen.com; or write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094-0505, Equifax Options, P.O. Box 740123 Atlanta, GA 30374, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013.
*TERMS AND CONDITIONS:
ABOUT YOUR FIRM OFFER: You have been prescreened for an offer of automotive financing through ACS Financial. This offer of credit is extended because you meet certain criteria used by the lender.
ABOUT ACS Financial: ACS Financial is a nationally recognized lender specializing in originating loans with franchise and independent automobile dealerships. ACS Financial provides lending options for purchase and refinance. To learn more about ACS Financial, please visit us at www.acscorp.com.
REQUIREMENTS: In order to qualify for a loan from ACS Financial you must continue to meet the credit criteria used to select you for this offer. You will also be subject to the following minimum credit requirements for final approval. You must be 21 years of age or older with a monthly income of $2,150. Your monthly payment may not exceed 20% of your gross monthly income and 45% of your monthly debt. You cannot currently be in foreclosure on your real estate or mortgage loans, be in open bankruptcy, or have financed a vehicle with ACS Financial in the last 6 months. To be eligible applicants cannot have had your vehicle(s) repossessed in the past 12 months. You will certify that all the information you provide on your application will be true and correct. ACS Financial assumes no responsibility for incorrect information provided by the various credit reporting agencies. A down payment may be required.
OFFER AND FINANCING: ACS Financial will provide financing to all qualified consumers and a guaranteed approval for a minimum amount of $7,500 to $59,000 depending on vehicle chosen, at a simple interest rate of 18.99% APR (Annual Percentage Rate) or max state usury rate (whichever is higher); For example, for every $1,000 financed @ 18.99% for a period of 60 months your payment will be an estimated $25.94 therefore if you
finance $16,000 @ 60 months, your payment will be an estimated $414.96 on a new or pre-owned 2010 or newer vehicle with maximum 60,000 miles and a minimum book/invoice value of $7500. Minimum contract term of 24 months. See dealer for additional details. For more information about ACS Financial please visit www.acscorp.com All dealer promotions and incentives are strictly the responsibility of the dealer and are not in any way connected to the financing offer from ACS Financial
^Not in conjunction with any credit offer made by ACS Financial. Not all buyers will qualify. (†)Not in conjunction with any credit offer made by ACS Financial. $0 down payment – Financing; based on approved credit to well-qualified buyers; on select models through an alternative financing source; terms and conditions may apply; other restrictions may apply, such as debt ratio, vehicle equity, and programs through the manufacturer; see dealer for complete details of the program ^^Not in conjunction with any credit offer made by ACS Financial. 90 days before the first payment is available for well-qualified buyers with approved credit, with interest accruing during this non-payment period.- based on approved credit to well-qualified buyers; through an alternative financing source; other restrictions may apply, such as debt ratio, vehicle equity, and programs through the manufacturer; available on select new vehicles in stock; may not be available on all pre-owned vehicles, based on age and condition; see dealer for complete details. Note: All Offers Expire 30 days from receipt.